Personal Finance, Reimagined

    Track money the mindful way

    Inspired by the century-old Japanese Kakeibo method — every baht, every yen, every dollar tracked with intention. Beautiful, offline-first, and completely free.

    No sign-up required · Works offline

    Ledger Dashboard

    100%

    Free to use

    3

    Languages

    0

    Ads & trackers

    ∞

    Transactions

    Features

    Everything you need to master your money

    Packed with powerful features in a beautifully simple interface.

    Smart Transactions

    Add income, expenses, and debts with emoji categories, multiple payment methods, and contextual notes.

    Rich Analytics

    Donut charts, monthly comparisons, yearly trends, and balance tracking — all in one place.

    Financial Calendar

    See your daily cash flow at a glance with color-coded indicators for income, expenses, and debts.

    Cloud Sync

    Optionally back up to your own Cloud. Your data stays in your control — no third-party servers.

    Multi-Language

    Full support for English, Thai, and Japanese — including all labels, dates, and number formatting.

    Beautiful Themes

    Three hand-crafted palettes (Emerald, Ginger, Sakura) with dark & light modes and a cute cat mascot.

    Analytics
    Transactions
    Profile
    How It Works

    Three steps to financial clarity

    01

    Record

    Log every transaction with a tap. Categorize, tag, and annotate for full context.

    02

    Reflect

    Review charts, calendars, and breakdowns to understand where your money really goes.

    03

    Grow

    Build lasting awareness and watch your financial health improve over time.

    Privacy First

    Your data, your rules

    We don't have a database. Your transactions live in your browser's local storage — or your own Cloud. No analytics, no tracking, no ads. Ever. You have complete ability to control your data.

    Complete Data Ownership: Your financial data belongs to you alone.
    Zero Cloud Lock-in: Delete all local data instantly with one click.
    Data stored locally on your device by default
    Optional Cloud backup (your account only)
    No mandatory accounts: Use the app fully without providing an email
    No third-party analytics or trackers
    PIN lock for extra privacy
    Full data export (CSV, Excel)
    Pricing

    Simple, transparent pricing

    Start for free, upgrade when you need to.

    Free
    $0/ mo

    All the essentials to master your money.

    Cloud Backup
    Data Export
    Custom Categories
    Premium Themes
    Premium
    Pricing
    from $1/ mo

    Billed monthly, cancel anytime

    Everything in Free, plus feature additions coming soon!

    Start your mindful money journey

    Join thousands of users building better financial habits with Ledger.

    No credit card · No sign-up needed · Works offline